Insurance: Canton of residence important for premiums
The cantonal ranking of car insurance premiums by the internet comparison service comparis.ch shows: The insurance premiums that drivers have to pay on average vary enormously. The major differences between the cantons of residence are particularly striking. Car insurance premiums vary according to nationality, age, driving experience, power-to-weight ratio (weight per horsepower) and gender. This is nothing new. Another decisive criterion for calculating [...]
Car insurance premiums vary according to nationality, age, driving experience, power-to-weight ratio (weight per horsepower) and gender. This is nothing new. Another decisive criterion for the calculation is also the canton of residence. This is shown by the comparis.ch analysis. Drivers in Ticino, for example, pay up to 23 percent more for fully comprehensive insurance for their car than in the cheapest canton. In some cases, insurance premiums vary by up to 75 percent from canton to canton.
Ticino is the absolute frontrunner
The people of Ticino lead the field with premiums of CHF 1,572. The difference to Nidwalden, which brings up the rear, is a whopping 23 percent. Car owners in the cantons of Zurich and Thurgau also pay much more for fully comprehensive insurance for their vehicles than in other cantons. The cheapest comprehensive insurance for motorists is in the canton of Nidwalden at CHF 1,272. However, policyholders in the cantons of Lucerne, Schaffhausen, Basel-Land, Graubünden, Fribourg, Appenzell-Innerrhoden, Bern, Solothurn, Aargau, Uri and Obwalden also pay less than CHF 1441, which is below the Swiss average.
Illustration using the example of a VW Golf
If we look at the insurance comparisons for comprehensive insurance plus third-party liability for the Golf, the premium in the canton of Jura is almost 75 percent higher than that in the canton of Uri at CHF 1755. However, if we take all insurance comparisons made for the Golf in 2016 and look at men and women separately, the premium is highest for women in the canton of Ticino and for men in the canton of Jura. In figures, this means that women pay CHF 1696 in Ticino. For men, the difference between the most expensive and the cheapest canton is 50 percent. You can find more detailed information and valuable tips on the Internet.
www.comparis.ch
Photo: Archive
