Insurances: Premium by kilometers
A LITTLE DIFFERENT Although insurance based on kilometers driven is slow to get off the ground in Switzerland, almost two-thirds of those insured in Switzerland are in favor of this premium system. A rate that even increases to over 72 percent if you take out the respondents who described themselves as having no opinion. However, there are significant differences [...].
A rate that even increases to over 72 percent if you take out the respondents who described themselves as having no opinions. However, there are considerable differences between the language regions.
Every year, the comparison portal bonus.ch takes stock of car insurance in Switzerland. Over 1150 users took the time to answer the questions in a survey with the following categories: clarity of the information provided, claims processing, reimbursement period, price-performance ratio and customer service.
Still too few mature projects
In Switzerland, paying one's car insurance premium according to the number of kilometers driven each year? This concept, which originated in the U.S., is making progress in Europe, especially in Germany, but is still struggling to get off the ground in Switzerland.
With the exception of one or two insurers attempting to launch this system, no provider has yet proposed a truly mature project.
Great interest in French-speaking Switzerland
However, the bonus.ch survey shows that policyholders are very interested in the car mileage premium. The German and French Swiss have the greatest interest in this kilometer-based premium.
Among the Italian Swiss, opinions are more divided. Focusing on those who have formed an opinion on the subject, it can be seen that more than 76 percent of the French-speaking Swiss are in favor of the kilometer system.
