Budget: The real cost of a car
CALCULATE FIRST Before you buy a car, you should be clear about the expenses. Do not underestimate fixed and variable costs. Comparis helps you get an overview. According to TCS, a car in Switzerland costs around 10,000 francs a year or 71 centimes per kilometer (at a new price of 35,000 [...]
According to TCS, a car in Switzerland costs around 10,000 francs a year, or 71 centimes per kilometer (based on a new price of 35,000 francs and around 15,000 kilometers driven). This includes fixed costs such as road tax, insurance and vehicle maintenance. But variable costs for fuel, repairs and service or for the purchase of new tires also play a role.
Depreciation or impairment
Your car loses value every day. In the long term, the average depreciation is expected to be ten percent per year. This is significantly higher for new cars, but lower for older vehicles. The greatest loss in value of a car occurs in the first few years after it is put on the market.
On the one hand, amortization describes the leasing or loan installments to be paid. On the other hand, it describes the money you save to be able to buy an equivalent car later.
How expensive is car insurance?
All in all, car insurance premiums can amount to a few thousand francs per year. However, these vary from canton to canton.
Liability insurance is mandatory, as is comprehensive insurance for leased cars. Young drivers pay higher premiums than experienced drivers. Therefore, be sure to compare the offers of different car insurance companies.
You have to pay motor vehicle taxes annually for a registered vehicle. These vary from canton to canton and depend on the power, weight and engine capacity of your car.
Set aside money for expensive repairs
Costs for service, exhaust gas maintenance and repairs
On average, you can expect to pay 600 to 1000 francs per 10000 kilometers driven for service, exhaust maintenance and various repairs. However, these costs can vary greatly. Tip: Set aside enough money for unforeseen repairs.
Price comparison for fuel and tires
The more you drive, the more you spend on fuel. But beware: fuel prices fluctuate greatly.
Tires are expensive - and you need four of them. The more you drive, the faster your tires wear out and you need new ones. A price comparison is also worthwhile for tires.
This is how much a private parking lot will cost you
Renting an underground parking space can cost 100, 200 or even 300 francs per month, depending on where you live. It is worth keeping an eye on advertisements for parking spaces and comparing them. Even a residents' parking permit for the Blue Zone is not free. In Zurich, for example, the fees are 300 francs a year.
